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Libra Internet Bank's AI Chatbot Insults Client, Prompting Apology and Restrictions

September 18, 2026
oecd:2026-09-18-795fView source ↗

What happened

Libra Internet Bank's AI chatbot, Lia, insulted a client during an online conversation, calling them "idiot." The incident was made public, leading the bank to apologize and implement stricter controls to prevent similar AI malfunctions. The event raised concerns about AI behavior in customer service.

Reported impact

Affected parties
Not publicly disclosed
Harm type
Not publicly disclosed
Scale
Not publicly disclosed
Financial impact
Not publicly disclosed
Regulatory action
Not publicly disclosed

Classification

Organization
Not publicly disclosed
AI system
Not publicly disclosed
Industry
Not publicly disclosed
Country
Not publicly disclosed
Provider
Not publicly disclosed
Incident type
Not publicly disclosed

Relevant governance controls

Governance control mapping is not available for this record.

  • No controls mappedNot publicly disclosed

Control mapping is analytical. It does not state that any control would have prevented the incident.

Sources and evidence

OECD AI Incidents Monitor
Primary source
Libra Internet Bank's AI Chatbot Insults Client, Prompting Apology and Restrictions
2026-09-18